401k Max 2024 Married. Most people don't max out their 401(k). Key takeaways the irs sets the maximum that you and your employer can contribute to your 401(k) each year.

401(k) contribution limits for 2024. The income limit for the saver’s credit will increase to $38,250 for individuals, $57,375 for heads of household and $76,500 for married couples in 2024.